Blog
Articles & Updates
Welcoming 2026
Happy New Year! As we welcome 2026, we want to take a moment to thank you for your trust and partnership. This past year has been an exciting one for Plan & Prosper, and we’re thrilled to share some updates that will help us serve you even better in the year ahead.
Average Retirement Savings by Age: Summary, Analysis, and Strategies
Average Retirement Savings by Age:Summary, Analysis, and StrategiesBy Ruthanne Monteleone, CFP® & Seth Borders CFP®, CPWA®The Million Dollar Question: As Certified Financial Planners® we field a wide variety of questions. Some more common than others. By far the...
Medicare Open Enrollment 2026: What’s Changing and What You Need to Know
Medicare Open Enrollment 2026: What’s Changing and What You Need to KnowBy Ruthanne Monteleone, CFP® & Seth Borders CFP®, CPWA®It’s that time of year again—Medicare Open Enrollment runs from October 15 through December 7, and if you’re enrolled in Medicare, this...
Federal Reserve Signals Supportive Economic Outlook with Rate Cuts and Inflation Progress
On September 17, 2025, the Federal Reserve took a forward-looking step by lowering interest rates by 0.25%, bringing the federal funds target range to 4.00%–4.25%. This marks the first rate cut since December 2024 and reflects the Fed’s commitment to supporting the economy amid signs of softening growth and labor market conditions.
Weekly Market Commentary
Market Commentary | May 26th, 2026
Overall, the data reinforces a resilient growth environment with pockets of moderation, where strong manufacturing and firm labor conditions offset softer (but still expanding) services activity. Combined with tighter energy markets and a cautious Fed, this keeps inflation risks tilted to the upside, likely sustaining elevated rate expectations, upward pressure on yields, and a selective equity backdrop.
Market Commentary | May 18th, 2026
Last week was centered on inflation and consumer demand, with housing and labor data helping round out the broader economic picture.
Market Commentary | May 11th, 2026
Last week was a busy one for economic data, with key reports across labor, housing, and both business and consumer sentiment, adding important context and nuance to an increasingly complex economic backdrop.