Welcoming 2026
By Ruthanne Monteleone, CFP® & Seth Borders CFP®, CPWA®
Happy New Year! As we welcome 2026, we want to take a moment to thank you for your trust and partnership. This past year has been an exciting one for Plan & Prosper, and we’re thrilled to share some updates that will help us serve you even better in the year ahead.
Growing—The Right Way
We believe in progress that’s planned, not rushed. The next step in our growth process is intended to make your client experience even smoother- with the addition of a remote administrator to our team. This means more time for us to focus on you and your financial goals.
Meet Emma
Through our partnership with Cambridge Investment Research, Inc., we have access to a team of virtual office assistants. Emma joined the Cambridge Source Office Assistant program in 2025 and specializes in account management, reporting and planning, communication, and client management. She holds a bachelor’s degree in financial management from Northwest Missouri State University and lives in Mount Pleasant, Iowa, where she enjoys crocheting, fishing, and spending time with her family and two dogs, Daisy and Lily.
Emma will primarily work behind the scenes, but if she reaches out to you for information or assistance with a task, please know you can consider her an extension of our team. Work with her confidently—she’s here to help ensure your request is completed promptly and accurately. You can also reach Emma directly at Emma.Rugg@cir2.com if needed.
Zach’s Expanded Role
With Emma taking on more administrative tasks, our fully licensed associate, Zach, will have more time to meet with clients and play a more involved role in the financial planning process. We’re excited for you to experience the added value this brings to your relationship with us.
Continuing with Nithya
We’re also thrilled that Nithya Vanacharla, who started with us as a summer intern and continued working after school throughout 2025, plans to stay with us in 2026! Nithya assists with our social media presence, administrative and operational tasks, and is expanding her financial knowledge through our internal mentorship program.
Thank you for allowing us to be part of your financial journey. We look forward to continuing to serve you in 2026!
Upcoming Events
Please save the dates for the following client events (and keep your eye out for others too!)
- Mother’s Day Flower Event: Friday, May 8th
- Pie Day Party: Tuesday, November 24th